This Cookie Policy explains how Busselorx Ltd uses cookies and similar tracking technologies on our
website, mobile application, and related platforms. By using our Services, you consent to our use of
cookies in accordance with this policy.
Introduction
This Cookie Policy explains how Busselorx Ltd ("Buselor", "We", "Us", or "Our") uses cookies and similar
tracking technologies on our website, mobile application, and related platforms (the "Services"). This
policy is issued in compliance with the Nigeria Data
Protection Act (NDPA) 2023 and the General
Application and Implementation Directive (GAID) issued by the Nigeria Data Protection
Commission (NDPC).
By using our Services, you consent to our use of cookies in accordance with this policy. You have the
right to accept, reject, or withdraw your
consent at any time.
What Are Cookies?
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What Are Cookies?
Cookies are small text files that
are placed on your computer, tablet, or mobile device when you visit a website. They are stored by
your web browser and help websites recognize you, remember your preferences, and improve your
browsing experience.
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Important: Cookies cannot install malicious software like viruses on your
device. They are simply text files that help websites function effectively.
Why We Use Cookies
Buselor uses cookies for the following purposes:
| Purpose |
Description |
| Essential Functionality |
To enable core website functions such as page navigation, secure login, session
management, and access to your Buselor wallet and account. |
| Performance & Analytics |
To understand how visitors interact with our website and platform, measure performance,
analyze trends, and identify errors. This helps us improve your experience. |
| Functional & Preference |
To remember your preferences and settings, such as your language preference, saved
addresses, and other customizations. |
| Security & Authentication
|
To help us identify our users when they log in, protect against unauthorized access,
and ensure the security of your account and transactions. |
| Fraud Prevention |
To help detect and prevent fraudulent activity on our platform. |
We use cookies to collect information including your IP
address, device and browser details, pages visited, and session duration. This data is processed
strictly for the purposes stated above and in accordance with the NDPA 2023.
Types of Cookies We Use
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4.1.
Strictly Necessary Cookies
These cookies are
essential for the operation
of our Services. They enable core functions such as secure login and authentication,
access to your Buselor wallet and account, navigation and page loading, and session
management. These cookies do not
require your consent as they are strictly necessary for the Services to
function.
analytics
4.2.
Performance & Analytics Cookies
These cookies help us
understand how visitors interact with our platform and improve its performance. We use
them to count visits and traffic sources, measure and analyze user behavior, identify
errors, and generate reports on website performance. Your consent is required before
we set these cookies.
settings
4.3.
Functional & Preference Cookies
These cookies help the
website remember your preferences and settings to improve your experience. They allow us
to remember your language preference, save your delivery addresses, recall your saved
beneficiaries, and customize your shopping experience. Your consent is required before
we set these cookies.
security
4.4.
Security & Fraud Prevention Cookies
These cookies help us
identify our users and protect against unauthorized access, fraud, and security threats.
They are essential for maintaining the safety and integrity of our platform. Your consent is required before
we set these cookies.
First-Party vs. Third-Party Cookies
5.1.
First-Party Cookies
These are cookies set by
Buselor directly when you visit our website. They are used for the purposes described in
Section 3 above.
5.2.
Third-Party Cookies
We may allow third-party
service providers to place cookies on our website to help us with analytics and performance
monitoring. These cookies are set by domains other than Buselor.
- Google Analytics: To collect
anonymous information about how visitors use our website. This data helps us prepare reports
and improve our site.
- Other analytics and performance
services: We may engage additional services to understand user behavior and
improve our services.
Your consent is required before
third-party cookies are set.
Your Cookie Rights Under the NDPA
Under the Nigeria Data Protection Act 2023, you have the following rights regarding cookies:
| Right |
Description |
| Right to be Informed |
You must be informed before cookies are set on your device |
| Right to Consent |
You have the right to accept or reject non-essential cookies |
| Right to Withdraw Consent
|
You have the right to withdraw your consent at any time, as easily as you gave it |
| Right to Manage
Preferences |
Your choice must be respected and cannot be overridden |
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Important: The NDPC has clarified
that the consent standard for non-essential cookies is: Freely given, Specific, Informed,
Unambiguous, and capable of being withdrawn as easily as it was given.
Pre-ticked boxes, scroll-as-consent, and continued-use-as-consent are
explicitly invalid under NDPC guidance.
How to Manage Your Cookie Preferences
7.1.
Cookie Consent Banner
When you first visit Buselor,
a cookie consent banner will appear allowing you to:
- Accept all cookies
- Reject non-essential cookies
- Customize your preferences by category
You may change your
preferences at any time through the cookie settings on our website.
7.2.
Browser Settings
You can also control the use
of cookies through your browser settings. Most browsers allow you to:
- View and manage stored cookies
- Block all cookies
- Delete cookies after each session
- Enable "Do Not Track" or "Privacy Mode"
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Important: If you disable cookies in your browser, you may still be able
to use our Services, but some features may be limited or unavailable.
7.3.
Do Not Track
If you have enabled the "Do
Not Track" feature in your browser, we will respect your preference and will not
track your activity across our Services.
Data Collection Via Cookies
Cookies may collect the following information about you:
- IP address
- Device and browser details
- Pages visited
- Session duration
- Date and time of visit
- Referring website
This data is processed for the purposes stated in Section 3 and
in accordance with our Privacy & Data Protection Policy & Data Protection Policy and the NDPA 2023.
Retention of Cookie Data
| Cookie Type |
Retention Period |
| Session Cookies |
Expire when you close your browser |
| Persistent Cookies |
Expire according to their predefined duration, as disclosed in our cookie banner |
| Analytics Cookies |
Retained for the duration specified by the analytics service (typically up to 2 years)
|
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We do not store personal
information in cookies that would allow us to identify you individually. Cookies
are used solely for the purposes described in this policy.
Buselor-Specific Cookie Usage
As a financial settlement and commerce platform, Buselor uses cookies for specific purposes unique to
our business model:
login
Session
Management
To keep you securely
logged in while managing your wallet, making transactions, and checking out.
track_changes
Settlement
Tracking
To help us track and
manage your active settlements and transactions.
security
Fraud
Prevention
To detect and prevent
fraudulent activities on our platform.
shopping_cart
Guest
Checkout
To allow guest buyers
to complete transactions without registering (cookies help manage this process).
account_balance_wallet
Wallet
Access
To ensure secure
access to your Buselor wallet.
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Referral
Tracking
To track referrals and
ensure proper reward allocation.
Changes to This Policy
We may revise this Cookie Policy from time to time to reflect changes in our practices, technology, or
regulatory requirements. The updated version will be published on this page with a revised "Last
Updated" date.
We encourage you to review this policy periodically to stay informed about how we use cookies. Your
continued use of our Services constitutes your acceptance of the updated policy.
If you have any questions about our use of cookies or this Cookie Policy, please contact us:
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Policy Acknowledgment: By using
Buselor's Services, you acknowledge that you have read, understood, and agree to this Cookie
Policy. You understand that Buselor uses cookies to provide essential functionality and improve
your experience, and that you have the right to accept, reject, or withdraw consent at any
time.
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This Cookie Policy is issued pursuant to the Nigeria Data Protection Act 2023 and the
General Application and Implementation
Directive (GAID) issued by the Nigeria Data Protection Commission (NDPC).